Rancho Santa Margarita Homes under $800,000

Welcome to Rancho Santa Margarita, a picturesque gem nestled in the heart of Orange County, California. Known for its stunning landscapes, vibrant community, and family-friendly atmosphere, this charming city offers a perfect blend of suburban tranquility and urban convenience. With its beautiful parks, scenic trails, and a sparkling lake at the center of town, Rancho Santa Margarita is a haven for outdoor enthusiasts and families alike.

One of the most appealing aspects of this delightful city is its diverse real estate market, particularly for those seeking homes under $800,000. Here, you can find a variety of options, from cozy townhomes to spacious single-family residences, all set against a backdrop of breathtaking hills and lush greenery. The affordability of homes in this price range makes Rancho Santa Margarita an attractive choice for first-time buyers, growing families, and retirees looking to downsize without compromising on quality of life.

Residents enjoy access to top-rated schools, a plethora of shopping and dining options, and a strong sense of community, with numerous events and activities planned throughout the year. Whether you're taking a leisurely stroll around the lake, enjoying a picnic in one of the many parks, or exploring the vibrant local dining scene, you'll quickly discover why Rancho Santa Margarita is more than just a place to live—it's a place to thrive.

If you're ready to embark on your journey to find a home in this enchanting city, let us guide you to the perfect property that fits your lifestyle and budget. Welcome to Rancho Santa Margarita, where your dream home awaits!

Newest Rancho Santa Margarita Homes under $800,000

$468,000

1 Beds ⋅ 1 Baths ⋅ PW26215818 MLS ⋅ Active Status

Welcome to this charming one-bedroom, one-bathroom lower-level condo in the highly sought-after Belflora and SAMLARC community of Rancho Santa Margarita. A spacious covered patio welcomes you home and provides the perfect spot for morning coffee, outdoor dining, barbecues, or simply relaxing. Inside, the bright and inviting living room flows into the dining area and kitchen, featuring quartz countertops, white cabinetry, and recessed lighting. The spacious bedroom offers a generous walk-in closet, while the updated bathroom features a custom tile walk-in shower with glass enclosure, updated fixtures and lighting, and a distinctive river rock sink. Additional highlights include a new A/C system with Nest smart thermostat, new tankless water heater, neutral paint throughout, private laundry just off the patio, and a covered carport conveniently located across from the unit. Enjoy access to community parks, pools, and recreational amenities, all within walking distance of Rancho Santa Margarita Lake, the Lago Santa Margarita Beach Club and Lagoon, shopping, dining, entertainment, and everyday conveniences. A wonderful opportunity to enjoy the best of Rancho Santa Margarita living! Obs: Some photos were enhanced with AI

9 De Lino, Rancho Santa Margarita

28 Blue Oak Unit 96, Rancho Santa Margarita

$589,000

2 Beds ⋅ 2 Baths ⋅ OC26214640 MLS ⋅ Active Status

BRAND NEW ON THE MARKET! Located in a magnificent location right in the Heart of RSM happenings! A spectacular LAKE & Mediterranean Style BEACH CLUB / Lagoon so close it's as good as being in your backyard! Situated in a Park-Like Setting & peaceful Greenbelt. This attractive Two Bedroom, Two Full Bathrooms Carriage Unit has no other units above or below. Wonderful Over-Sized One-Car garage and ample parking has all the modern features & lifestyle amenities to enjoy! This Upper-End Unit-Single Story provides an exceptional private Courtyard perfect place for grilling & relaxing in the sun. Sunny kitchen with new kitchen countertops, soft close hinges, new kitchen sink & new faucet, Stainless Steel Appliances, including stainless steel refrigerator, recessed lighting, great storage and more. Stunning Shiplap paneling above fireplace. Plus convenient Indoor Laundry with Newer stackable washer & dryer. Primary Bedroom with an ensuite bathroom provides two wardrobe closets! Remodeled Hall Bathroom present stunningly vanity mirror, new sink, new faucets and new toilet. Attractive Luxury-Vinyl Planks flooring! With an Open-Concept Kitchen, Dining and Living area provides a joyous Great-Room experience! Freshly installed blinds for for Over-Sized View Windows! Walking Distance to: Award Winning Public & Private Schools, Restaurants, paths around the lake, Beach Lagoon, HOA Pools & Spa, Tot-Park, access point to O'Neill Park hiking & biking trails, sports park, etc. To top it off, no need to drive to 4th of July Fireworks, this home is in the epicenter of activity! What a value...You'll be PROUD to call this home!

28 Blue Oak Unit 96, Rancho Santa Margarita

$699,900

2 Beds ⋅ 2 Baths ⋅ OC26215370 MLS ⋅ Coming Soon Status

Entertainer’s Dream! Highly Upgraded And Extremely Well Cared For Lower-Level End Unit In Brisa Del Lago II. 2 Bedrooms, 2 Bathrooms, 1-Car Attached Garage With Epoxy Floor, Plus 1-Car Detached Garage #76. Newer Roll-Up Garage Doors And Storage Racks Included. Brand-New Kitchen Completed October 2026 Featuring Quartz Countertops, New Cabinetry And New Vinyl Plank Floors. New Baseboards, Crown Molding, Striking Marble Fireplace With Custom Fireplace Mantle, Custom Built-In Cabinet For Electronics, And Newer Interior Doors And Casings Throughout. Relaxing And Inviting Rear Patio With Spanish Pavers, Built-In BBQ, Sink, Refrigerator, Storage Cabinet, Drip System And Custom Accent Lighting. Gorgeous Remodeled Primary Bathroom With Slate Walk-In Shower, Marble Vanity And Custom Medicine Cabinet, Free-Standing Vessel Sink And Mirrored Closet Doors. Newer A/C And Furnace, New Water Heater, New Windows, Plus 2 Sets Of French Doors With New Dual-Pane Glass And Vanishing Screens. No Expense Spared Here! Beautiful Community Pool, Spa And Picnic Area. Rancho Santa Margarita Residents Enjoy The Beautiful RSM Lake, Beach Club, 13 Parks, Playgrounds, Community Pools, Sports Courts, Hiking And Biking Trails. Just A Few Blocks From O’Neill Regional Park, Nearby Top-Rated Schools And Easy Access To The 241 Foothill Transportation Corridor.

2 Dianthus, Rancho Santa Margarita

$550,000

2 Beds ⋅ 1 Baths ⋅ OC26213835 MLS ⋅ Active Status

ONE BEDROOM PLUS LOFT WITH ONE BATHROOM ,Lake view balcony, walk 20 steps to lake! This charming upper-level condo offers beautiful lake views from both balconies and is conveniently located within walking distance to shopping centers, schools, the Beach Club, lake trails, restaurants, and many other amenities. The home features one bedroom plus a spacious loft with an armoire, perfect for use as a second bedroom, home office, or additional living space with a view. The bright and open living room showcases high vaulted ceilings and a cozy gas-log fireplace, creating a warm and inviting atmosphere. Additional features include two private balconies, indoor laundry with washer and dryer included, new water heater, and a conveniently located one-car garage at the base of the stairs plus one assigned cover spot. Enjoy lake-view living in one of Rancho Santa Margarita’s desirable communities, with recreation, shopping, dining, and everyday conveniences just minutes away. Come see this beautiful Brisa del Lago condo!

9 Brisa Ribera, Rancho Santa Margarita

$685,000

2 Beds ⋅ 2 Baths ⋅ OC26210750 MLS ⋅ Active Status

REDUCED RATE FOR THE FIRST YEAR! Seller will consider a credit toward a 1 year temporary interest rate buy-down with an acceptable offer at or near list price, for a lower monthly payment. Subject to buyer's lender and loan program approval. Tucked into Tijeras Creek Villas, this beautifully updated first floor condo offers comfortable living with inviting spaces indoors and out. The remodeled kitchen features quartz countertops and a tile backsplash, while hardwood flooring flows through the living areas and both bedrooms. A fireplace refreshed with glass rocks brings a touch of sparkle to the living room, alongside a built-in entertainment center. Both bedrooms have en-suite bathrooms and access to their own outdoor spaces. The primary bathroom features an updated vanity, while the second bedroom opens to a screened-in porch. A wraparound enclosed patio offers even more room to relax, dine or enjoy your morning coffee. Updated appliances and a water heater add to the home’s appeal. An enclosed garage and two assigned parking spaces provide welcome convenience. Close to parks, shopping and dining, with access to the RSM Lake and Beach Club, this is an inviting place to call home in Rancho Santa Margarita.

68 Via Contento, Rancho Santa Margarita

$675,000

2 Beds ⋅ 3 Baths ⋅ PW26211116 MLS ⋅ Active Status

Beautifully updated home in the desirable Mission Courts II community of Rancho Santa Margarita, offering a thoughtfully remodeled interior, abundant parking, and access to an incredible collection of community amenities. The kitchen has been completely rebuilt with new cabinetry featuring soft-close doors and drawers, quartz countertops, stainless steel appliances, and a new range. High-quality laminate flooring flows throughout the living areas, complemented by recessed dimmable lighting and ceiling fans in every room. All bathrooms have been remodeled, with quartz countertops upstairs and marble in the downstairs bath. The primary bath features a beautifully updated shower, modern finishes, and custom storage. Additional upgrades include an HVAC system replaced in 2019, partially updated ductwork, and an AC system capable of accommodating HEPA-quality filtration. The living room is prewired for a full seven-channel surround sound system with convenient access for TV mounting and connections. Outside, enjoy a private patio finished with pavers, perfect for relaxing or entertaining. Parking is a standout feature with a one-car garage plus two additional parking permits, providing parking for up to three vehicles. The garage also features 120V electrical outlets. Mission Courts II residents enjoy a community pool, spa, and children's play area, along with access to SAMLARC amenities including pools, pickleball and tennis courts, picnic areas, playgrounds, softball fields, hiking and biking trails, and the Lago Santa Margarita Beach Club and lagoon. Conveniently located near Lake Rancho Santa Margarita, shopping, dining, recreation, and highly regarded local schools, this updated home offers the best of the Rancho Santa Margarita lifestyle.

1 Box Elder, Rancho Santa Margarita

103 Camino Del Oro, Rancho Santa Margarita

$695,000

2 Beds ⋅ 2 Baths ⋅ OC26209618 MLS ⋅ Active Status

Welcome to this light and bright end-unit townhome, ideally located in the desirable and peaceful Cabo Vista community. This home offers a welcoming blend of comfort, style, and privacy. The entry from the attached garage leads directly into the home and opens to soaring ceilings, an open floor plan, and a cozy fireplace that creates an inviting focal point. The spacious kitchen showcases elegant white and gray marble countertops, along with a convenient walk-in pantry that includes a stackable washer and dryer. Beautiful wide-plank wood flooring has been installed throughout the home, creating a warm and contemporary feel. The primary suite features a high vaulted ceiling and walk-in closet. The upgraded primary bathroom offers dual sinks, a large walk-in shower, and stylish, updated fixtures and tile. Upstairs, you'll find a second bedroom/loft with a full bathroom, providing a versatile space that can also be used as a home office, guest room, or additional living space. The attached garage provides direct access into the home for added convenience. The community has also been upgraded with PEX piping. Residents can enjoy the community pool and spa, complete with a BBQ and picnic area. The well-maintained Melinda Heights neighborhood offers an excellent location with convenient access to shopping, dining, recreation, major roads, and nearby attractions. Enjoy all that Rancho Santa Margarita has to offer, including the lake, clubhouse, beach club, four pools, basketball and tennis courts, multiple parks, ball fields, trails, and bike paths. The home is also conveniently located near the toll road and golf courses, approximately 15 minutes from Irvine Spectrum and 25 minutes from Dana Point Harbor. A wonderful opportunity to enjoy comfortable Southern California living in a beautifully maintained community.

103 Camino Del Oro, Rancho Santa Margarita

$719,900

2 Beds ⋅ 2 Baths ⋅ OC26209732 MLS ⋅ Active Under Contract Status

Coming Soon! Adorable and highly upgraded single-level home with an open floor plan, featuring 2 bedrooms, 2 bathrooms, and a 2-car attached garage with epoxy floors, plenty of storage cabinets, and a ceiling storage rack. The beautifully remodeled kitchen features new cabinetry, increased storage, quartz countertops with an enlarged subway tile backsplash, and newer stainless steel appliances. The remodeled primary bathroom features a new vanity and an eye-catching walk-in shower with a built-in bench. Additional upgrades include new waterproof laminate flooring throughout and fresh interior paint. The unit has been repiped for added peace of mind. The HVAC system was replaced approximately 4 years ago, and the home also features new windows and two new sliding doors, a new electric fireplace, and a charming wraparound patio perfect for outdoor relaxation and entertaining. Enjoy abundant guest parking in addition to the 2-car attached garage. Ideally located within walking distance to Altisima Park and Melinda Heights Elementary School.

58 Mira Mesa, Rancho Santa Margarita

$375,000

1 Beds ⋅ 1 Baths ⋅ PW26209193 MLS ⋅ Active Status

Welcome to the Las Flores community in Rancho Santa Margarita. This fully furnished lower level one bedroom, one bathroom home features a one carport space, inviting front porch, and spacious storage closet. The interior offers vaulted ceilings, vinyl plank flooring, new smart switches and outlets, and a newer air conditioning and furnace system. The open floor plan provides defined living and bedroom areas, while the kitchen features bar seating and an included refrigerator. In unit laundry with an included washer and dryer adds everyday convenience. Residents can enjoy the community pool and spa. Conveniently located near shopping, dining, RSM Lake, Beach Club, parks, recreational amenities, and major transportation routes. The home is also close to O'Neill Regional Park and offers easy access to the 241 Foothill Transportation Corridor. Additional features include a low HOA fee and low tax rate. Don't miss this opportunity to enjoy the convenience and amenities of Rancho Santa Margarita!

34 Rosa Unit 3, Rancho Santa Margarita

28 Pica Flor #44 Unit 44, Rancho Santa Margarita

$515,000

2 Beds ⋅ 2 Baths ⋅ PW26205902 MLS ⋅ Active Status

Ground floor unit in the desirable Las Flores II Community. Walking distance to top rated schools, O'Neil Regional Park, Rancho Santa Margarita Lake, shops, and restaurants. Residents enjoy access to the SAMLARC beach club, pools, and tennis courts. This home features spacious patio facing the trees, not neighbors; laminate wood floors, a master bedroom with its own private bathroom and vanity, and both bedrooms offers plenty of closet storage. An assigned carport and one parking permit are included. NOTE: Please park on the streets.

28 Pica Flor #44 Unit 44, Rancho Santa Margarita

$455,000

1 Beds ⋅ 1 Baths ⋅ 26989369 MLS ⋅ Active Under Contract Status

TURNKEY UPPER UNIT. LIVE IN IT NOW, GENERATE RENTAL INCOME LATER. Brand-new luxury vinyl plank flooring, fresh interior paint, new kitchen appliances, and a new LG WashTower make this quiet 1 bedroom, 1 bathroom home truly turnkey. High ceilings and open floor plan add spaciousness and volume throughout the 643 square foot interior. - The private balcony, accessible from both the living room and bedroom, extends the living space outdoors beneath mature trees that create a peaceful sense of arrival.The kitchen features clean line cabinets, granite countertops and all new stainless steel appliances, including new Whirlpool five burner gas range, an LG over the range microwave hood, a Frigidaire dishwasher, and Frigidaire counter depth stainless steel side-by-side refrigerator. - A freshly painted, private detached one car garage with MyQ automatic garage door opener provides secure parking and extra storage for seasonal items and recreational equipment. - Tijeras Creek Villas offers pool, spa, fitness facilities, barbecue areas, playgrounds and well-maintained outdoor spaces. As a resident, you'll also gain access to Rancho Santa Margarita's SAMLARC - a premier Master Homeowners Association, offering access to the lake, 13 parks, 4 pools, the Beach Club Lagoon & the Lago Santa Margarita as well as parks, trails, sports courts.Quiet, refreshed, and ready for its next owner, this property offers low-maintenance Orange County living. *Turnkey property. Live happy. Welcome home.*

87 Via Contento, Rancho Santa Margarita

$610,800

2 Beds ⋅ 2 Baths ⋅ IG26203643 MLS ⋅ Active Status

Welcome to BelFlora in Rancho Santa Margarita! This lovely move in ready 2 bedroom, 2 Bathroom home is a charming & is located on the 1st Floor. A nice Patio for lounging & Bbqing! The 1 Car garage is right next to the home for easy access and more privacy! The solid surface flooring throughout makes living easy to manage! The cozy living room & dining room make it easy to watch TV while dining. Down the hall is The 2nd bedroom that has mirrored doors that make it light & bright for family/guests. And the guest Bathroom has upgraded floors, cabinets & upgraded countertops. Great Primary Bedroom & double sinks! And your close by great rated schools, Bella Flor Community pool/spa & playground area! You also get full access to Lake Santa Margarita which includes the Beach club, tennis courts, pickle ball courts as well the walking trails. It makes it a great place to live and a raise a family! Please come check out this adorable home. You'll be glad you did!

33 Leonado, Rancho Santa Margarita

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.